General Advice warning

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This website is intended to provide general information only and has been prepared by Understanding Wealth Pty Ltd (ABN 21 637 287 211) authorised representatives of Consultum Financial Advisers Pty Ltd (AFSL number 230323) without taking into account any particular person's objectives, financial situation or needs. Persons should, before acting on this information, consider the appropriateness of this information having regard to their personal objectives, financial situation or needs. We recommend persons obtain financial advice specific to their situation before making any decision regarding a financial product. Before acquiring a financial product, persons should obtain a product disclosure statement from the product issuer and consider its contents with respect to their personal needs, objectives and financial situation. Consultum Financial Advisers Pty Ltd,  Suite 3  Level 8, 309 Kent Street,  Sydney  NSW 2000 Australia.